Sure, here are three advantages of the BNI Mobile Banking application:
1. **Ease of Transactions**: Conduct various banking transactions such as transfers, bill payments, and mobile top-ups conveniently from your smartphone.
2. **Real-Time Access**: Get real-time access to account balances, transaction history, and manage multiple accounts seamlessly.
3. **Enhanced Security**: Benefit from advanced security features, including fingerprint authentication and transaction PINs to protect your account information.
1. Limited Functionality: Some advanced banking features may not be available, limiting the range of financial activities users can perform on the app.
2. Poor User Interface: The app's design may be outdated and not user-friendly, leading to a frustrating user experience.
3. Security Concerns: Potential vulnerabilities and the risk of cyber-attacks can make users wary of conducting financial transactions through the app.