1. **Mobile Check Deposit**: Deposit checks anytime, anywhere using your smartphone, saving time and avoiding unnecessary trips to the bank.
2. **Real-Time Alerts**: Receive instant notifications for account activity, helping you monitor transactions and detect unusual or fraudulent activity promptly.
3. **Easy Bill Pay**: Manage and pay bills directly from the app, simplifying your financial obligations and ensuring you never miss a payment.
1. **Limited Branch Network**: Banc of California has fewer physical branch locations compared to larger national banks, making in-person banking inconvenient for some customers.
2. **Higher Fees**: The bank's personal accounts may come with higher maintenance and service fees, which can add up over time for customers.
3. **Mobile App Limitations**: Users have reported issues with the mobile banking app, including occasional glitches and limited features compared to larger banks' digital offerings.
