1. **Quick Approval:** Kissht provides instant line of credit approvals, allowing users to access funds promptly without prolonged waiting periods.
2. **Flexible Repayment Options:** It offers flexible repayment terms, enabling users to choose a plan that best suits their financial situation and needs.
3. **Minimal Documentation:** The application process requires minimal documentation, making it convenient and hassle-free for users to apply and get approved.
1. High Interest Rates: Kissht often charges significantly higher interest rates compared to traditional loans, making it an expensive option for borrowers.
2. Limited Credit Limit: The application typically offers a lower credit limit, which might not be sufficient for larger financial needs.
3. Hidden Fees: Kissht may include additional fees and charges that are not immediately apparent, potentially increasing the overall cost of borrowing.
