1. **Fast Approval**: Kredito offers swift loan approvals, allowing users to access funds quickly without lengthy paperwork or long waiting times.
2. **User-friendly Interface**: The app is designed for ease of use, making it simple for users to navigate and apply for loans.
3. **Flexible Loan Options**: Kredito provides various loan amounts and repayment terms, catering to different financial needs and preferences.
1. **High-Interest Rates:** Kredito often imposes significantly higher interest rates compared to traditional bank loans, increasing the overall repayment burden for borrowers.
2. **Short Repayment Period:** The application usually offers short repayment periods, sometimes as brief as 15 days, making it difficult for borrowers to manage their finances.
3. **Privacy Concerns:** Users might face privacy issues due to extensive personal data collection and unclear data sharing policies, potentially risking sensitive information.
