1. **Zero Fees**: Bank Zero offers a no-fee banking structure, which means no monthly account fees, transaction fees, or card fees, maximizing your savings.
2. **Enhanced Security**: The app includes advanced security features such as biometric login, real-time notifications, and instant card freezing to safeguard your finances.
3. **User-Friendly Management**: The application provides intuitive tools for budgeting, expense tracking, and financial insights, making it easy to manage your money effectively.
1. Limited Branch Access: Bank Zero operates entirely online, which may be inconvenient for users who prefer or require in-person banking services.
2. Digital Literacy Requirement: Users need a certain level of digital literacy to navigate the app effectively, potentially excluding less tech-savvy individuals.
3. Security Concerns: Fully online banking increases risks of cyber-attacks and fraud, which might deter users worried about the safety of their funds.
