Best Budgeting Apps
ads6
In the fallout from the coronavirus pandemic, the economy suffered a great slump on record. And, the need for controlling our money increased. If you want to get your finance on track, budgeting apps would be a great option. Here are 10 budgeting apps to track and manage your money. Let's find your best match!
ads6
Cost: Free for 34 days; A monthly or annual fee for $11.99 per month or $84 per year.
Features:
-
Helping you balance your budget.
-
Setting up weekly/monthly budgets.
Special features:
-
Setting up budgets for individual projects, like gifts.
-
Giving users the option to manually add transactions to avoid linking bank accounts.
This app is for you if: You failed at getting your budget in check many times.
Cost: Free or $129 a year for a plus version.
Features:
-
Tracking your spending daily.
-
Inputting your monthly income and planning your entire month's spending ahead of time
Special features:
-
Setting up budgeting categories and then allocate your income to those categories.
-
This app is for you if: You want to save you time and improve the accuracy of your budgeting.
Cost: Free for signing up, but a fee of 33% of annual savings gained with the help of Clarity Money will be charged for using their bill negotiation service.
Features:
-
Growing savings with a Marcus High Yield Online Savings Account.
-
Seeing all your linked financial accounts in one place and receiving personalized spending suggestions.
-
Identifying unwanted subscriptions.
Special features:
-
Tracking spendings with AI-powered expense tracker.
This app is for you if: You are searching for a more accurate and comprehensive alternative for an actual banking app.
Cost: Free for signing up, alternative paid Plus plan costs $5 per month or $45 per year.
Features:
-
Budgeting that actually works by setting aside money upfront in each envelope to spend based on categories.
-
Keeping you on the same page by syncing your household budget across all your digital devices.
-
Saving for big expenses months in advance.
Special features:
-
Tried-and-true envelope system.
This app is for you if: You are trying to avoid budgeting differences within the family members.
Cost: Free for signing up, all-inclusive annual management fee of 0.89%.
Features:
-
Offering experienced financial advisors with personalized advice.
-
Offering complete savings solutions to help plan annual retirement savings, emergency fund, and debts fund.
Special features:
-
Over $13.3 billion assets under management.
-
Top 3 on RIA Channel’s List of Wealth Managers as seen in Forbes, 2019.
This app is for you if: You want objective advice from financial advisors bound by strict fiduciary standards.
Cost: Free
Features:
-
Built-in budgeting and saving tools.
-
Mastering your money with one easy app on iPhone.
Special features:
-
No fees, no minimum balance, no overdraft fee, and no funds transfer fee.
This app is for you if: You are searching for an app that deals with financial problems with one click.
Cost: Several payoff options between $0 – $95/year.
Features:
-
Seeing their overall budget and financial picture.
-
Putting a check mark next to goals to help you see where there are budget leaks outside of your main goals and priorities.
-
Using a cash-based budget that has several different categories - an envelope for rent, an envelope for groceries, and an envelope for others.
Special features:
-
Dividing your funds in an envelope.
This app is for you if: You always overspend and want to build financial freedom by eliminating existing debt and increasing savings.
Editor's Choice
-
6 Apps to Keep You Safe During Wildfires
-
10 Best TikTok Alternative Apps
-
Google Play’s Best Games of 2024
