1. **Quick Approval Process**: Tunaiku offers a fast and efficient loan approval process, ensuring that users can get the funds they need without unnecessary delays.
2. **User-Friendly Interface**: The application features an intuitive and easy-to-use interface, making it accessible for users of all tech-savviness levels.
3. **Flexible Repayment Terms**: Tunaiku provides flexible repayment options, allowing users to choose plans that fit their financial situation and preferences.
1. **High-Interest Rates**: Tunaiku often has higher interest rates compared to traditional bank loans, which can make borrowing expensive over time.
2. **Limited Loan Amount**: The app restricts the maximum loan amount, which might not meet the needs of users requiring larger sums.
3. **Potential for Hidden Fees**: Users have reported encountering hidden fees and charges, increasing the overall cost of the loan unexpectedly.