1. **User-Friendly Interface**: The PinjamKu-Pinjaman Aman app offers a straightforward and intuitive design, making it easy for users of all tech levels to navigate and use.
2. **Quick Approval Process**: Users benefit from a fast loan approval process, ensuring they can access funds promptly when needed.
3. **Data Security**: The application prioritizes user data protection with advanced security measures, ensuring confidential information remains safe.
1. **High-Interest Rates**: PinjamKu-Pinjaman Aman often charges significantly higher interest rates compared to traditional banks, making it costly for long-term borrowing.
2. **Short Repayment Periods**: The application generally offers short repayment periods, putting pressure on borrowers to repay quickly, which may lead to financial strain.
3. **Limited Loan Amounts**: The maximum loan amount offered by PinjamKu-Pinjaman Aman is relatively small, restricting its usefulness for larger financial needs.
