1. **Interest-Free Payments**: PayJustNow lets users split purchases into three equal, interest-free installments, making budgeting easier without extra costs.
2. **Instant Approval**: The application offers a quick and straightforward sign-up process, providing instant approval for eligible users, enabling immediate shopping.
3. **Wide Acceptance**: PayJustNow is accepted at numerous retailers, giving users flexibility and convenience in using the service for various purchases.
Now PayJustNow becomes a new payment option on the retail e-commerce platform Superbalist. Customers can now purchase the products of fashion, homeware and grocery with PayJustNow's BNPL payment option.
1. **High Interest Rates**: PayJustNow may impose high interest rates on deferred payments, increasing the overall cost of a purchase.
2. **Late Payment Penalties**: Users who miss payment deadlines can incur significant late fees, adding financial strain.
3. **Limited Merchant Availability**: The app might not be widely accepted by all retailers, restricting users to a smaller selection of merchants.
