1. Financial Inclusion: Kalanjiyam offers banking services to rural and semi-urban populations who may otherwise lack access, fostering greater financial inclusion by enabling transactions and savings through its mobile platform.
2. Local Language Support: The app provides interface options in various local languages, making it user-friendly for a diverse user base and ensuring that non-English speakers can comfortably navigate the services.
3. Micro-Credit Solutions: Kalanjiyam facilitates micro-credit options tailored for small business owners and entrepreneurs, providing them with the necessary financial tools to grow their ventures and improve economic stability within their communities.
1. Limited Scope: Kalanjiyam may have a narrow focus, catering to a specific demographic or region, which could limit its usefulness for a broader user base seeking extensive functionalities or wider geographic services.
2. Usability Concerns: The interface might not be intuitive for all users, potentially leading to a steep learning curve or discouraging less tech-savvy individuals from fully utilizing the application's features.
3. Technical Issues: The app could face stability problems, such as bugs or slow performance, which may hinder user experience and reduce the reliability of the service it provides.
